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Sep 28, 2017 - 34 minute read

Fast cash loans on centrelink payments

They said there was no suggestion in the ad that a payday loan should fast cash loans on centrelink payments undertaken for frivolous or non-essential reasons, but rather that it might be an option for those who needed money to deal with an emergency situation. The Money Shop and the agency disputed fast cash loans on centrelink payments the cashback offer was such that it required, under the Consumer Credit (Advertisements) Regulations 2010 ("the Regulations"), the inclusion of the RAPR in the ad with greater prominence than the offer.

They considered the promotion was a reward for good borrower behaviour in the case that a consumer chose to take out a loan, rather than an incentive to apply for credit. They said, however, that if the promotion was considered to be an incentive to apply for credit they considered that the ad would nevertheless comply with the Regulations and the BCAP Code because the RAPR was more prominent than the trigger for its inclusion (in this case, the incentive).

They said the RAPR was shown in a larger font size than the text "£5 Cashback for every £100 borrowed" and appeared for over a second longer. The Money Shop also commented that the RAPR was shown during the most interactive and memorable part of the ad, where the main dog character caught a bone that was thrown towards him and then followed the cursor icon towards the bottom of the screen, where the RAPR was located.

Fast cash loans on centrelink payments

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Fast cash loans on centrelink payments

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